Quiz: Lease Decay in Singapore

1. What does “lease decay” actually mean?

A. The building physically wearing down over time. B. The government reclaiming the land for redevelopment. C. The steady fall in years remaining on a leasehold title. D. Value crashing the instant a property hits 60 years.

2. Why is 60 years remaining considered a warning point?

A. Your buyer may struggle to resell once the lease shrinks further on their watch. B. It ends all en bloc potential. C. Banks are legally barred from lending below 60 years. D. CPF usage is fully cut off at exactly 60 years.

3. How does CPF treat older leasehold properties?

A. Only location matters — lease age is irrelevant. B. Buyers get extra CPF grants to offset the risk. C. CPF can only be used above 60 years remaining. D. Usage is pro-rated unless the lease covers the youngest buyer to age 95.

4. What's the biggest mistake owners make about lease decay?

A. Selling before capital appreciation peaks. B. Waiting too long to plan an exit strategy. C. Relying on rental income to offset value loss. D. Overspending on renovations.

5. What can help an ageing leasehold property hold its value?

A. A prime location with strong MRT connectivity. B. Ignoring the lease start date so buyers don't worry. C. No competing new developments nearby. D. Assuming an en bloc sale is inevitable.

0 / 5 correct

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